{"id":5787,"date":"2023-11-28T15:00:46","date_gmt":"2023-11-28T15:00:46","guid":{"rendered":"https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/?p=5787"},"modified":"2024-07-25T13:14:42","modified_gmt":"2024-07-25T13:14:42","slug":"protocolo-de-credito-28-11-2023","status":"publish","type":"post","link":"https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/protocolo-de-credito-28-11-2023\/","title":{"rendered":"Protocolo de Cr\u00e9dito &#8211; 28.11.2023"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"5787\" class=\"elementor elementor-5787\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d808ed1 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"d808ed1\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2b5031f\" data-id=\"2b5031f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0ac7efe elementor-widget elementor-widget-spacer\" data-id=\"0ac7efe\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.17.0 - 01-11-2023 *\/\n.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}.e-con{--container-widget-width:100%}.e-con-inner>.elementor-widget-spacer,.e-con>.elementor-widget-spacer{width:var(--container-widget-width,var(--spacer-size));--align-self:var(--container-widget-align-self,initial);--flex-shrink:0}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container,.e-con>.elementor-widget-spacer>.elementor-widget-container{height:100%;width:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer{height:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner{height:var(--container-widget-height,var(--spacer-size))}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty,.e-con>.elementor-widget-spacer.elementor-widget-empty{position:relative;min-height:22px;min-width:22px}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon,.e-con>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon{position:absolute;top:0;bottom:0;left:0;right:0;margin:auto;padding:0;width:22px;height:22px}<\/style>\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d404541 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"d404541\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4e89e5b\" data-id=\"4e89e5b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9a798fd elementor-widget elementor-widget-image\" data-id=\"9a798fd\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.17.0 - 01-11-2023 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"439\" src=\"https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/wp-content\/uploads\/2024\/05\/10-28.11-768x439.jpg\" class=\"attachment-medium_large size-medium_large wp-image-5789\" alt=\"\" srcset=\"https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/wp-content\/uploads\/2024\/05\/10-28.11-768x439.jpg 768w, https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/wp-content\/uploads\/2024\/05\/10-28.11-300x171.jpg 300w, https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/wp-content\/uploads\/2024\/05\/10-28.11-1024x585.jpg 1024w, https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/wp-content\/uploads\/2024\/05\/10-28.11.jpg 1050w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-23c6cd0 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"23c6cd0\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-463ab31\" data-id=\"463ab31\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-04e097e elementor-widget elementor-widget-spacer\" data-id=\"04e097e\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7568458 elementor-section-boxed elementor-section-height-default elementor-section-height-default wpr-particle-no wpr-jarallax-no wpr-parallax-no wpr-sticky-section-no\" data-id=\"7568458\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-26d5053\" data-id=\"26d5053\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7cc5c91 elementor-widget elementor-widget-text-editor\" data-id=\"7cc5c91\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.17.0 - 01-11-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Estimada(o) associada(o),<\/p>\n<p>O STRN celebrou um protocolo, referente ao cr\u00e9dito, com o gestor, Dr. Alexandre Jos\u00e9 Cruz, licenciado em Gest\u00e3o e Administra\u00e7\u00e3o que se tem revelado um sucesso, proporcionando enormes vantagens e alivio do ponto de vista financeiro quer a associadas(os) do sindicato, quer a familiares.<\/p>\n<p><b>Como funciona o pedido de avalia\u00e7\u00e3o?<\/b><\/p>\n<ol>\n<li>A(O) associada(o) preenche o pedido de informa\u00e7\u00e3o, clicando&nbsp;<span style=\"text-decoration: underline;\"><strong><span style=\"color: #0000ff;\"><a style=\"color: #0000ff; text-decoration: underline;\" href=\"http:\/\/link.strn.pt\/click\/1qEesJ4bpyst2Z.X1l5khuuR8We1\/IfObfOKj\/3s\/forms.gle\/BVXopvhdRGoLBQ6s7\" target=\"_blank\" rel=\"noopener\">AQUI<\/a><\/span><\/strong><\/span>&nbsp;ou atrav\u00e9s deste link:&nbsp;<a href=\"https:\/\/docs.google.com\/forms\/d\/e\/1FAIpQLSfcx-oFy6ic0JENrkr2gHYShxFcaBZaP59B_8bM7wbNX_4ydg\/viewform?pli=1\" target=\"_blank\" rel=\"noopener\"><span style=\"text-decoration: underline;\"><span style=\"color: #0000ff; text-decoration: underline;\">https:\/\/docs.google.com\/forms\/d\/e\/1FAIpQLSfcx-oFy6ic0JENrkr2gHYShxFcaBZaP59B_8bM7wbNX_4ydg\/viewform?pli=1<\/span><\/span><\/a>, quanto ao cr\u00e9dito pretendido;<br><br><\/li>\n<li>O gestor de cr\u00e9dito, verifica o pedido e, caso seja necess\u00e1rio, solicita a apresenta\u00e7\u00e3o de documentos para melhor an\u00e1lise;<br><br><\/li>\n<li>Ap\u00f3s a an\u00e1lise dos documentos, o gestor de cr\u00e9dito, prestar\u00e1 toda a informa\u00e7\u00e3o necess\u00e1ria e apresentar\u00e1, <u>ap\u00f3s an\u00e1lise detalhada e consulta ao mercado<\/u>, solu\u00e7\u00f5es em mat\u00e9ria de cr\u00e9dito, com vista a melhorar as condi\u00e7\u00f5es de qualquer cr\u00e9dito que tem neste momento, entre outros:\n<ul>\n<li>Cr\u00e9dito hipotec\u00e1rio novo;<\/li>\n<li>Transfer\u00eancia de cr\u00e9dito hipotec\u00e1rio para outra institui\u00e7\u00e3o de cr\u00e9dito;<\/li>\n<li>Cr\u00e9dito ao consumo novo;<\/li>\n<li>Cr\u00e9dito consolidado (com ou sem hipoteca);<\/li>\n<li>Cart\u00e3o de cr\u00e9dito;<\/li>\n<li>Renegocia\u00e7\u00e3o de seguros associados ao cr\u00e9dito e outros;<br><br><\/li>\n<\/ul>\n<\/li>\n<li>Na pr\u00e1tica, cada associada(o) apresenta a sua situa\u00e7\u00e3o e o gestor de cr\u00e9dito efetuar\u00e1 uma an\u00e1lise e <u>apresentar\u00e1 um parecer sobre o que se pode fazer para melhor a situa\u00e7\u00e3o do cr\u00e9dito.<\/u><br><br><\/li>\n<li>Ap\u00f3s o parecer a decis\u00e3o ser\u00e1 sempre da(o) associada(o) ou do seu familiar <u>n\u00e3o tendo qualquer custo independentemente da decis\u00e3o que tomar.<\/u> <b>Todo o processo \u00e9 100% Gratuito, quer para as(os) associadas(os) quer para familiares.<\/b><\/li>\n<\/ol>\n<p>Esclarecemos que, a atividade desenvolvida pelo gestor de cr\u00e9dito \u00e9 regulada por lei e sujeita a supervis\u00e3o por parte do Banco de Portugal, encontrando-se sujeito a rigorosas regras de funcionamento e sigilo profissional, equiparadas \u00e0s que se aplicam \u00e0s entidades banc\u00e1rias, pelo que o Dr. Alexandre Cruz fica obrigado a garantir a confidencialidade e seguran\u00e7a das informa\u00e7\u00f5es e documentos apresentados pelas(os) associadas(o)s ou familiares<br><br>Com os melhores cumprimentos,<\/p>\n<p>A DIRE\u00c7\u00c3O NACIONAL<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Estimada(o) associada(o), O STRN celebrou um protocolo, referente ao cr\u00e9dito, com o gestor, Dr. Alexandre Jos\u00e9 Cruz, licenciado em Gest\u00e3o e Administra\u00e7\u00e3o que se tem revelado um sucesso, proporcionando enormes vantagens e alivio do ponto de vista financeiro quer a associadas(os) do sindicato, quer a familiares. Como funciona o pedido de avalia\u00e7\u00e3o? A(O) associada(o) preenche &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/protocolo-de-credito-28-11-2023\/\"> <span class=\"screen-reader-text\">Protocolo de Cr\u00e9dito &#8211; 28.11.2023<\/span> Read More &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":5789,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","footnotes":""},"categories":[35],"tags":[],"class_list":["post-5787","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-informacoes"],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/wp-content\/uploads\/2024\/05\/10-28.11.jpg","uagb_featured_image_src":{"full":["https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/wp-content\/uploads\/2024\/05\/10-28.11.jpg",1050,600,false],"thumbnail":["https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/wp-content\/uploads\/2024\/05\/10-28.11-150x150.jpg",150,150,true],"medium":["https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/wp-content\/uploads\/2024\/05\/10-28.11-300x171.jpg",300,171,true],"medium_large":["https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/wp-content\/uploads\/2024\/05\/10-28.11-768x439.jpg",768,439,true],"large":["https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/wp-content\/uploads\/2024\/05\/10-28.11-1024x585.jpg",1024,585,true],"1536x1536":["https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/wp-content\/uploads\/2024\/05\/10-28.11.jpg",1050,600,false],"2048x2048":["https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/wp-content\/uploads\/2024\/05\/10-28.11.jpg",1050,600,false],"foyer":["https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/wp-content\/uploads\/2024\/05\/10-28.11.jpg",1050,600,false],"foyer_fhd":["https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/wp-content\/uploads\/2024\/05\/10-28.11.jpg",1050,600,false],"foyer_fhd_square":["https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/wp-content\/uploads\/2024\/05\/10-28.11.jpg",1050,600,false]},"uagb_author_info":{"display_name":"grupofabrica_strn","author_link":"https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/author\/grupofabrica_strn\/"},"uagb_comment_info":0,"uagb_excerpt":"Estimada(o) associada(o), O STRN celebrou um protocolo, referente ao cr\u00e9dito, com o gestor, Dr. Alexandre Jos\u00e9 Cruz, licenciado em Gest\u00e3o e Administra\u00e7\u00e3o que se tem revelado um sucesso, proporcionando enormes vantagens e alivio do ponto de vista financeiro quer a associadas(os) do sindicato, quer a familiares. Como funciona o pedido de avalia\u00e7\u00e3o? A(O) associada(o) preenche&hellip;","_links":{"self":[{"href":"https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/wp-json\/wp\/v2\/posts\/5787","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/wp-json\/wp\/v2\/comments?post=5787"}],"version-history":[{"count":13,"href":"https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/wp-json\/wp\/v2\/posts\/5787\/revisions"}],"predecessor-version":[{"id":5802,"href":"https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/wp-json\/wp\/v2\/posts\/5787\/revisions\/5802"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/wp-json\/wp\/v2\/media\/5789"}],"wp:attachment":[{"href":"https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/wp-json\/wp\/v2\/media?parent=5787"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/wp-json\/wp\/v2\/categories?post=5787"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.develop.grupofabrica.com\/propostas\/STRN\/wp-json\/wp\/v2\/tags?post=5787"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}